RE: International Alzheimer’s Foundation Trust, Inc.

Dear Ken:

As we near completion of the above-captioned construction project, I want to express my sincere appreciation for the quality effort on behalf of Bayview Construction. Having provided construction funding on several commercial projects over the past 15 years, I have never witnessed such effective construction management skills, bringing a project of this size and complexity to completion both on-time, and within budget. Mr. Frank Murphy, as Project Manager under your supervision, did an exemplary job.

I would be pleased to provide future references on behalf of Bayview Construction without reservation. Thank you, Ken.

Best Regards,

TIB Government Loan Specialists, Inc.,
A subsidiary of TIB Bank of the Keys

Wm. J. Hughes, President